Job Description
Job Description Key Responsibilities
- Alert Review & Analysis
- Review AML alerts generated in FCRM, identifying potential red flags such as structuring, high-risk/high-volume transactions, unusual patterns, or significant changes in customer behavior.
- Analyze the alerted activity along with 30 days of recent account activity to determine context, identify patterns, and assess legitimacy.
- Customer & Transaction Research
- Conduct detailed customer profile checks by validating information against internal records to understand expected account behavior.
- Alert Disposition & Escalation
- Determine the appropriate outcome for each alert:
- Close alerts deemed non-suspicious with thorough justification, or
- Documentation & Reporting
- Document findings, analysis, and decision rationale in the required FCRM format, ensuring accuracy, completeness, and adherence to regulatory expectations.
- Maintain audit-ready records that support the investigative process and decision outcomes.
- Compliance & Risk Management
- Ensure all reviews and decisions comply with the Bank Secrecy Act (BSA), OFAC requirements, internal AML policies, and relevant regulatory guidelines.
- Support continuous enhancement of AML processes by identifying gaps or patterns in suspicious activity.
Required Qualifications & Experience - Bachelor’s degree in Finance, Business, Economics, Criminal Justice, Accounting, or related field (or equivalent experience).
- 2–4+ years of experience in AML, fraud, compliance, banking operations, or financial services.
- Experience with case management or transaction monitoring systems (e.g., FCRM) is preferred but not required.
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Preferred Qualifications - CAMS, CFE, or other compliance-related certification (in progress or completed).
- Prior experience in AML alert review, KYC, fraud investigation, or risk management.
TCS Employee Benefits Summary - Discretionary Annual Incentive.
- Comprehensive Medical Coverage: Medical & Health, Dental & Vision, Disability Planning & Insurance, Pet Insurance Plans.
- Family Support: Maternal & Parental Leaves.
- Insurance Options: Auto & Home Insurance, Identity Theft Protection.
- Convenience & Professional Growth: Commuter Benefits & Certification & Training Reimbursement.
- Time Off: Vacation, Time Off, Sick Leave & Holidays.
- Legal & Financial Assistance: Legal Assistance, 401K Plan, Performance Bonus, College Fund, Student Loan Refinancing.
Salary Range: $50,000 - $80,000 per year
Qualifications: Diploma
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